Here are our numbers, before anything else.
Both figures exclude medication, which we quote separately with the real cost of your own prescription rather than a range. Every other price we charge, including the add-ons and the storage fees, is published in full on our page of IVF and fertility treatment costs in London. You can read it before you speak to anyone, including us.
The rest of this article explains what those figures cover, what they do not, and how to work out what a cycle will actually cost you — here or at any other clinic. If you are using a donor, read what IVF with donor eggs or donor sperm costs instead.
If you have rung round five London clinics, you will have five different answers, and none of them will be the number you eventually pay. That is not a coincidence. It is how a lot of this market works.
The regulator says so itself. The HFEA warns patients that “the same treatment could be two or even three times more expensive depending on which clinic you choose”, and explains why the headline figures mislead: “Some clinics may quote a cost that is for the treatment only (in vitro fertilisation [IVF] or intracytoplasmic sperm injection [ICSI] for example) and not include your fertility drugs (which can be very expensive), freezing leftover embryos or any administration costs.”
Its advice is blunt and worth following, whichever clinic you choose: get a fully costed treatment plan before you commit.
Both of our IVF packages include:
Conventional IVF also includes monitoring blood tests and the closer monitoring that a more involved history needs.
This is the part that catches people out elsewhere, so here it is in one list:
Simple IVF™ at £2,900 is a streamlined pathway for people whose situation is straightforward. Same laboratory, same team, same standards — with fewer of the extra investigations and monitoring appointments that a more complex history needs. Fewer moving parts is the reason it costs less.
It has clinical criteria, which are published on the prices page: broadly, under 36, AMH above 10 pmol/L, BMI below 36, no significant abnormality of the womb, fewer than two miscarriages, and adequate sperm concentration.
Conventional IVF, from £4,500, has no thresholds to meet and is the right pathway for most people. It is not a downgrade or a penalty. It is built for situations that need more attention: a lower egg reserve, a cycle elsewhere that did not work, a history of miscarriage, fibroids, endometriosis, or simply being a little older.
We will tell you which one is right for you at your assessment. If you qualify for Simple IVF we will say so, because we are not going to put you on the more expensive pathway when you do not need it.
Add-ons are where a £2,900 cycle quietly becomes a £6,000 one.
The HFEA rates fertility add-ons on the strength of the evidence behind them, on a five-point scale running from green down to red, and most of the add-ons it has rated do not have good enough evidence to show they improve your chance of a baby. Several are rated black, meaning the evidence is in and the add-on made no difference. We publish that alongside the ones we offer. Our ZyMot sperm selection listing, for instance, says outright that the HFEA does not rate microfluidic sperm selection at all, that none of the sperm-selection add-ons the regulator has assessed has been shown to improve the chance of a baby, and that we offer it because the gentler preparation may help in specific situations — not because we can promise you a better outcome.
If an add-on will not help you, we will tell you, and we will not charge you for it.
IVF is not always the first thing to try, and it is worth knowing what the alternatives cost:
A fertility assessment, which is where most people should actually start, is £390 for women, £290 for men and £495 for a couple.
Plenty of people do, and it is better to plan for that possibility than to be ambushed by it. Multi-cycle packages usually work out cheaper per cycle than paying separately — our three-cycle egg freezing package is £8,800 rather than £10,500, for instance.
Before you buy a multi-cycle package anywhere, ask what happens to the money if you conceive on the first cycle, or if treatment is stopped for a clinical reason. The answer varies enormously between clinics, and it belongs in writing.
You may be eligible for NHS-funded IVF. Eligibility is set by your local Integrated Care Board, and it varies a great deal by area: the HFEA notes that “in some parts of the country, you may be able to get three attempts at IVF whilst in another part of the country you would only be able to get one attempt at IVF (or even none)”.
Criteria usually take account of age, BMI, whether either partner already has children, and how long you have been trying. Your GP is the place to start, and it is worth doing before you pay for private treatment.
Most standard UK private health insurance policies do not cover IVF itself. Some do cover the earlier part of the journey — consultations, blood tests, hormone assessments, ultrasound scans, semen analysis — which can take a real bite out of your total. Some employer schemes now include fertility benefits.
Ask your insurer three specific things in writing: whether IVF is excluded, whether investigations are covered, and whether pre-authorisation is required. We will provide treatment plans and itemised invoices for a claim.
You can spread the cost. We will show you the full amount and the monthly figure before you commit to anything, because a monthly number on its own is not a price.
Take this list to us and to everyone else you are considering:
A clinic that answers all eight without hesitating is telling you something about how it operates. So is one that does not.
At Veya, Simple IVF™ is £2,900 a cycle and Conventional IVF starts at £4,500, both before medication. Across London clinics the range is far wider, which is why the HFEA tells patients the same treatment can cost two or three times more depending where they go.
Simple IVF™ is £2,900 and Conventional IVF starts at £4,500, plus medication, plus ICSI at £1,300 if you need it. After your assessment you get an itemised total in writing for your own plan, with the exclusions listed rather than buried.
A cycle involves two to three weeks of monitoring by clinicians, a licensed embryology laboratory with equipment and staff to match, egg collection under sedation, and the drugs that make any of it possible. That is the honest answer. It does not explain why the same treatment can cost three times more at one clinic than another, which is a different question.
Not necessarily, and we would say that even though our entry price is low. What matters is whether the pathway is right for your situation, and what the total comes to once medication and anything you actually need are included.
No. Payment plans are available, and you will see the full amount alongside the monthly figure before you agree to anything.
Yes. Sometimes the honest answer is IUI first, sometimes it is a different clinic, and occasionally it is that treatment is unlikely to help. We would rather say so than take your money.
Know your total before your first injection. Start with a free 15-minute consultation with a Fertility Specialist — no referral needed, and no obligation. Book a free consultation, or read every price we charge first.
Next step: read about IVF at Veya Fertility.
